Legal Protection Layer

The Supreme Court Ruled 9-0.
We Built the Shield.

In Montgomery v. Caribe Transport II, the Supreme Court ended the era of "unvetted carrier hiring." Shippers and brokers are now legally exposed to massive negligence lawsuits. Safety is no longer a back-office checkbox—it is your only ticket to secure loads. Our platform shields both sides of the transaction.

For Owner-Operators

Prove You Are Safe.
Win Premium Loads.

Brokers are terrified of liability and are actively blacklisting unverified carriers. By joining Owner Operator AI, you get an automated, verifiable **AI Safety Passport**.

Instant Verification: Share a single encrypted link with any broker to show your active authority and CDL validity.
HOS & Maintenance Logs: Auto-verify HOS logs and pre-trip DVIRs via secure telematics.
Qualify for $500/mo Insurance (AutoPilot): Your pristine safety profile directly unlocks access to our low-cost captive self-insurance — available exclusively on the AutoPilot tier.

Start $97/mo Humanic AgaaS →

For Brokers & Shippers

Document Your Due-Diligence.
Stop Negligence Lawsuits.

One-time carrier onboarding checks are legally dead. Justice Kavanaugh's concurrence makes it clear: brokers must document reasonable care.

12-Point Live Vetting: Direct integration with FMCSA, Clearinghouse, CDL registries, and real-time HOS.
24/7 Continuous Monitoring: Automatically alert your dispatchers if a carrier’s insurance lapses or OOS rate spikes post-hire.
Immutable Court-Defensible Audit Trails: One-click download of timestamped, cryptographically sealed compliance reports.

Access Vetting Suite →

🛡️ Verified Safe

AI Safety Passport

ID: passport_oo_98432a

98 Grade A

Authority Status

ACTIVE (3 Yrs)

OOS Rate (Vehicle)

0.0% (National: 20%)

🛡️ Montgomery Legal Shield: This passport provides an immutable audit trail of 12 court-evaluated carrier vetting factors.

Product Feature

The 12 Court-Evaluated
Vetting Criteria

The AI Safety Passport automatically compiles, checks, and cryptographically signs your compliance records across the 12 precise factors that federal and state courts evaluate to determine broker negligence.

1. FMCSA Authority

Real-time operating authority status check directly against SAFER databases.

2. Safety Rating

Instant verification of Satisfactory, Conditional, or Unsatisfactory ratings.

3. CSA/BASICs Percentiles

Continuous monitoring of safety behavior categories and threshold violations.

4. Out-of-Service Rates

Automatic tracking of vehicle and driver Out-of-Service (OOS) rates.

5. CDL & Medical Cards

Automated OCR validation of CDL validity and state medical cards.

6. Clearinghouse Queries

Full integration and query logging with the Drug & Alcohol Clearinghouse.

7. Active Insurance

Direct live verification of public liability, cargo, and auto policy limits.

8. HOS & ELD Telemetry

Real-time hours-of-service compliance telemetry via hardware integrations.

9. Maintenance History

Continuous auditing of predictive failure modeling and repair orders.

10. Daily DVIR Logs

Pre-trip and post-trip Driver Vehicle Inspection Report compliance trails.

11. State Permits

Dynamic monitoring of active IFTA, IRP, UCR, and MCS-150 filings.

12. Reputation Scores

Double-sided, cryptographic broker and shipper performance reviews.

The Insurance Crisis Is Here

Insurance Companies Are Pulling Out of Trucking.

Following Montgomery v. Caribe Transport II, insurers are repricing every policy in the industry. For unverified operators, this isn't a warning — it's an extinction event.

10×

Premium Surge

Insurance premiums projected to increase 10× for carriers without verified safety records post-ruling.

$5M+

New Coverage Floor

Brokers are demanding $2–5M in coverage. The federal $750K minimum is legally dead as a protection.

30%

Carriers At Risk

Carriers with below-satisfactory CSA scores face potential uninsurability through standard market channels.

9-0

Unanimous Ruling

Every Supreme Court justice agreed — there is no preemption shield. State courts are fully open for negligent hiring suits.

Our Answer to the Insurance Crisis

The Owner Operator AI
Captive Group Insurance

Traditional insurers are abandoning small carriers. We're building a captive insurance group — a pool of verified, high-scoring Safety Passport holders who self-insure together. Because every member is continuously monitored and AI-verified, our collective risk is a fraction of the market rate. Available exclusively on the AutoPilot AgaaS tier.

$500/mo insurance cap — AutoPilot exclusive. Regardless of what the open market charges, verified AutoPilot Safety Passport holders lock this rate inside our captive pool.
AI-continuous risk scoring. Bad actors can't contaminate the pool — automated monitoring flags and removes high-risk behavior in real time.
Your Safety Passport is your key. Maintain Grade-A compliance and you're in. Let it slip and you're out — keeping costs low for everyone who plays by the rules.

Secure Your Insurance Spot →

Open Market vs. Our Captive Pool

Open Market (Post-Ruling)

$3,000–$8,000

per month, rising fast — or outright denial

vs.

OOAI Captive Group (Safety Passport)

$500

per month, capped — for verified Grade-A operators

The math is simple: Graduate to AutoPilot, maintain Grade-A compliance, and lock into the captive pool before the market fully reprices. Captive pool access requires AutoPilot AgaaS.

The Post-Montgomery Reality

Every Link in the Supply Chain Is Now Exposed.

The Supreme Court's logic extends beyond brokers. Anyone who selects a carrier — and had access to publicly available safety data showing elevated risk — can now be sued in state court.

Owner Operators

The Load Drought Is Coming

The Threat:

Brokers are actively blacklisting unverified carriers to protect themselves from negligent hiring lawsuits. If you can't prove compliance instantly, you won't get the call.

Premium load boards will require a verified Safety Passport badge — no badge, no bid.
Insurance premiums are rising sharply — some carriers with poor CSA scores will find no coverage at any price.
Your Passport is your edge. Verified OOs become the only safe choice for liability-conscious brokers.

Get Your Safety Passport →

Freight Brokers

One Lawsuit Can End Your Brokerage

The Threat:

Federal preemption is gone. State courts are open. Plaintiffs' attorneys now have a clear path to sue any broker who hired a carrier without documented, continuous, reasonable-care vetting.

A one-time carrier setup check is no longer a legal defense — continuous monitoring is required.
Standard CAL coverage won't absorb a catastrophic negligent-hiring verdict — excess liability is now essential.
Our immutable audit trails generate timestamped, cryptographically sealed reports for every hire — your court-ready defense.

Access the Broker Vetting Suite →

Shippers & Receivers

Your Supply Chain Is Now a Liability

The Threat:

The Montgomery ruling logic extends beyond brokers — anyone in the supply chain who selected a carrier and had access to safety data showing elevated risk can face negligent selection liability.

Routing freight through unvetted carriers — even through a broker — may not fully insulate you from liability.
Double-brokering exposes your freight to carriers you never vetted — and now you share that liability.
Direct-to-carrier routing with FMCSA-verified OOs eliminates the middleman liability layer entirely.

Protect Your Supply Chain →

Simple Pricing

Elite Operating & Vetting Tiers. Locked for Life.

Humanic AgaaS starts at $97/mo as the human-controlled Agentic OS foundation. Complete onboarding to generate your Safety Passport so brokers and shippers can keep vetting you for loads. CoPilot and AutoPilot unlock chronologically as readiness is completed. Every owner-operator tier is flat monthly pricing with 0% load commission. Brokers, Shippers, and Dispatchers get our Shipper Suite free for a limited time while we scale the network.

First 100 owner-operators in each state lock the first price for their selected tier. After that, standard pricing applies. Agentic OS does not charge commission on platform, shipper, broker, imported, or direct freight.

Entry Level — Software Only

Humanic SaaS

Standard Price: $297/mo
(After 100 spots filled in your state)

⚡ First-100 Price:

$ 97 /month

Basic Platform — You Run Everything

⚡ Reserved for first 100 owner-operators in your state

🔥 73/100 spots claimed

Full platform access with manual control. Complete onboarding, organize your compliance records, and generate your Safety Passport so brokers and shippers can keep vetting you for loads. You make every decision while the foundation stays audit-ready.

Dashboard & analytics
HOS tracking & compliance
Manual load management
Expense tracking & IFTA
Invoice generation
Route planning
No AI agents
No automated rate engine
No predictive maintenance

Start $97/mo Humanic AgaaS →

No contract. Cancel anytime.

Graduated from Humanic

CoPilot AgaaS

Standard Price: $497/mo
(After 100 spots filled in your state)

⚡ First-100 Price:

$ 297 /month

⭐ FIRST-100 PRICE — LOCKED FOR LIFE

⚡ Reserved for first 100 owner-operators in your state

🔥 73/100 spots claimed

Everything in Humanic SaaS plus your AI agent team assists you. Agents suggest rates, flag compliance issues, draft invoices, and alert you — but you approve every action. AI CoPilots your business.

Everything in Humanic SaaS
10+ AI agents — CoPilot mode
AI rate suggestions (you approve)
Smart compliance alerts
AI-assisted bookkeeping
Predictive maintenance alerts
Small fleet support (2-5 trucks)
$297/mo locked forever

Unlocks after Humanic — Start below

Begin with Humanic SaaS to graduate into CoPilot.

Graduated from CoPilot

AutoPilot AgaaS

Standard Price: $997/mo
(After 100 spots filled in your state)

⚡ First-100 Price:

$ 497 /month

Full AI Autonomy — Agents Run Your Business

⚡ Reserved for first 100 owner-operators in your state

🔥 73/100 spots claimed

Everything in CoPilot but agents act autonomously. They automate rates, book loads, send invoices, file compliance, and manage cash flow — you just drive. Full AutoPilot for your business.

Everything in CoPilot
10+ AI agents — full autonomy
AI auto-books optimal loads
Automated rate calculation
Auto-invoicing & collections
Autonomous compliance filing
Cash flow AutoPilot
Priority support
Captive Group Insurance — $500/mo cap
Crowd Factoring access
OO Discount Card
Relay Home Network
$497/mo locked forever

Unlocks after CoPilot — Start below

Graduate Humanic → CoPilot → AutoPilot.

🔥 FREE — LIMITED-TIME ACCESS

Broker & Shipper Suite

Standard Price: ~~$297~~ /month

⚡ Free While We Scale:

Free

⚡ Full Shipper Suite access at no cost for a limited time. Paid plans roll out as the network scales — early adopters keep preferred rates.

Complete carrier vetting and continuous monitoring solution for freight intermediaries. Verify operating authority, CDL validity, CSA scores, and build court-defensible audit trails.

Unlimited 12-point Safety Reports
24/7 continuous carrier monitoring
Instant authority & CDL status alerts
Legally defensible PDF audit trails
Access to Grade-A safe carrier network
Multi-user access (up to 5 seats)
Double-sided carrier performance CRM

Start $97/mo Humanic AgaaS Network →

100% satisfaction guarantee. Cancel anytime.

Price Lock Guarantee

Your Price is Locked for Life

Most SaaS companies raise prices on existing customers — charging you more for the same thing, or worse, for less value. We never do that. Your entire AgaaS agent team is included now, and as we add more AI agents over time, the price stays exactly where it is today. You're locked in. Forever.

AutoPilot AgaaS

Standard Price: $997/mo after first 100 in your state

$497/mo

Locked forever. Join today, pay this rate for life.

CoPilot AgaaS

Standard Price: $497/mo after first 100 in your state

$297/mo

Locked forever. Day 1 price = Day 1,000 price.

Humanic SaaS

Standard Price: $297/mo after first 100 in your state

$97/mo

Locked forever. The platform without autonomy, perfectly priced.

Broker & Shipper Suite

Standard Price: $297/mo

Free limited time

Free while we scale. Paid plans roll out later.

Company Driver Pathway

Standard Price: $29.97/mo after first 100 in your state

$9.97/mo

Locked forever. Your path to true ownership.

Lease-Purchase Pathway

Standard Price: $29.97/mo after first 100 in your state

$9.97/mo

Locked forever. A fair path to true ownership.

Our promise: The price you sign up with is the price you keep. No surprise increases, no "grandfathering out" old plans, no bait-and-switch. You're an early believer — we reward that.

Owner Operator Insurance

Your Safety Record Should Lower Your Premium

Owner operators pay $900–$1,600/month for insurance that rewards the reckless and punishes the safe. Our AI-powered group captive insurance program caps your premium at $500/month — because your data proves you deserve it. Available exclusively on the AutoPilot AgaaS tier.

How Self-Insurance Works

Traditional insurance pools you with everyone — including bad drivers. Our platform builds your risk profile using real driving data, maintenance records, and safety scores. Low-risk operators qualify for a group captive program where members insure each other — keeping premiums fair and profits in the pool.

$500/mo Cap — Period

Traditional premiums average $900–$1,600/month for OOs with their own authority. Our group captive model leverages your real safety data to cap full-coverage premiums at $500/mo — saving you $4,800–$13,200/year.

AI Risk Scoring

Our platform continuously monitors driving behavior, vehicle health, route safety, and incident history. Drivers below the risk threshold qualify automatically — your safety record directly determines your premium.

Group Captive Model

Members collectively own the insurance pool. Low claims = surplus returned to members. It's modeled after Risk Retention Groups (RRGs) recognized by the FMCSA — same structure OOIDA uses, but powered by AI and real-time data.

FMCSA Compliant

Full $750K–$1M primary liability, MCS-90 filing, cargo, physical damage, and bobtail — all included. No gaps, no surprises. Compliant with federal and state insurance requirements.

Insurance Cost Comparison

Traditional Insurance

$900–$1,600/mo $10,800–$19,200/yr

OO AI Self-Insurance

$500/mo max $6,000/yr max

Annual Savings $4,800 – $13,200

Full Coverage Included:

Primary Liability ($1M)
Physical Damage
Cargo Insurance ($100K)
Bobtail / Non-Trucking
MCS-90 Filing
Occupational Accident

Qualification based on AI risk score. Surplus returned to members.

OO Discount Card

AutoPilot AgaaS Exclusive

One Card. Discounts on Everything.

Platform-issued debit card that unlocks negotiated fleet-level discounts on diesel, maintenance, parts, tires, labor, and supplies — available at thousands of partner locations nationwide. Exclusive to AutoPilot AgaaS members.

Owner Operator AI

•••• •••• •••• 4821

JOHN D. OPERATOR

VISA

Diesel $0.25–$0.50/gal off

Maintenance 10–15% off labor

Parts Up to 32% off list

Tires ~$100+/tire savings

Fleet-Level Pricing. Solo Operator Freedom.

Mega carriers use volume to negotiate 20–45¢/gallon fuel discounts that solo operators struggle to access alone. Owner Operator AI organizes a U.S. independent owner-operator market of 922,854 registered operators into one buying bloc — giving solo businesses fleet-level purchasing power without a corporate overlord.

Save $3,000–$9,000/yr on Diesel

Negotiated discounts of $0.25–$0.50/gallon at 2,000+ truck stops including TA, Petro, Pilot Flying J, Speedway, and AMBEST. The more operators on the platform, the deeper the discount.

Maintenance & Repair Discounts

10–15% off labor at partner service centers. Discounted rates at national chains and independent shops. AI predictive maintenance tells you when to service before breakdowns hit your wallet.

Parts, Tires & Supplies

Up to 32% off OEM parts, ~$100+/tire savings from brands like Michelin, Bridgestone, Goodyear. Plus discounts on DEF, wiper blades, filters, and roadside supplies.

Smart Expense Tracking

Every transaction auto-categorized for IFTA reporting, tax deductions, and cost-per-mile calculations. No shoe boxes of receipts. The AI bookkeeper already has your data.

Average member saves $8,000–$15,000/year on operating expenses

Relay Home Time

AutoPilot AgaaS Exclusive

Home Every Night. Not Every Other Week.

Gone are the days of being away from your family for weeks at a time. Our AI-powered Relay Network keeps you within ~500 miles of home — and brings you back every day. Exclusive to AutoPilot AgaaS members.

How the Relay Network Works

Instead of one driver hauling coast-to-coast for 2,500 miles, our platform splits long-haul routes into relay segments. You drive your leg (~250-500 miles), swap trailers with another qualified driver at a relay point, and head home with a return load. The freight never stops — but you get to sleep in your own bed.

Drive Out, Swap, Drive Home

You drive your segment (~250-500 mi), meet another relay driver at a designated swap point, exchange trailers, and head back. Each driver stays in their home radius — no more weeks on the road.

AI Matches Relay Partners

Our AI identifies natural relay corridors based on freight patterns, driver locations, and HOS windows. It automatically pairs outbound and return loads so you never deadhead home empty.

Safety-Qualified Drivers Only

Only drivers with a Trust Score ≥ 80/100, clean CSA BASIC scores, and zero critical violations qualify. Your freight is in trusted hands at every relay point.

Maintenance-Verified Equipment

Every trailer in the relay network must pass enhanced inspections — current DOT annual, AI-monitored pre/post-trip reports, tire tread ≥ 6/32", brake compliance, and working lights. No exceptions.

Traditional vs. Relay Network

Days away from home 14-21 days

Relay: home time Every night

Traditional daily miles 400-600 mi

Relay daily miles 500-600 mi

Freight delivery speed 3-5 days

Relay delivery speed 40-70% faster

Same miles, same money

But you're home for dinner.

How a Relay Run Works

1. Accept Load

AI assigns you an outbound relay segment within your ~500mi home radius. You pick up a pre-loaded trailer at your local hub or shipper.

2. Drive Your Leg

You haul 250-500 miles to the relay swap point. GPS-tracked, ELD-compliant, fully within your HOS window. No rushing, no corners cut.

3. Swap Trailers

At the relay point, you drop your trailer and hook up to a pre-staged return trailer heading back toward your home area. Quick, seamless exchange.

4. Home by Dinner

Every Single Night

You haul the return load back to your home area. Deliver, park your rig, and walk through your front door. Tomorrow, do it again.

Relay Qualification Standards

The relay network is built on trust. Only the safest drivers and best-maintained equipment qualify. This protects every driver in the chain.

Driver Requirements

Driver Trust Score

≥ 80/100

Unsafe Driving BASIC

< 50%

HOS Compliance BASIC

< 50%

Critical Violations

Zero

Platform Tenure

≥ 6 months

On-Time Delivery

≥ 95%

Equipment Requirements

DOT Annual Inspection

Current

Tire Tread Depth

≥ 6/32"

Brake Compliance

100%

All Lights & Reflectors

Working

Pre/Post-Trip AI Reports

Required

Vehicle Maintenance BASIC

< 50%

Scale unlocks the network. The relay program launches in high-density freight corridors first and expands as our driver network grows. Every new qualified owner-operator on the platform makes the relay network stronger for everyone.

Technology

From Manual to Full Agent Autonomy

Born Agentic. Not Bolted On. Most trucking software is legacy SaaS trying to stay relevant by bolting on AI chat. We are an Agentic Operating System (Agentic OS) — engineered from day one with AI agents at the core. Your AgaaS agent team handles the complex workflows, growing with you through 5 levels of autonomy.

Manual

Driver does everything — calls brokers, files paperwork, tracks expenses, plans routes

Data Display

Dashboard shows HOS clocks, fuel prices, telematics, expenses, and invoices

AI Assists

AI answers questions, scans receipts, plans routes, and tracks IFTA miles automatically

AI Suggests

AI recommends loads, predicts maintenance, estimates taxes, and forecasts cash flow

AI Acts

AI books loads, sends invoices, files IFTA, drafts counter-offers, and handles ETA updates

Agents Manage Everything

Driver just drives — your agent team runs the entire business. Load selection, pricing, invoicing, bookkeeping, compliance, maintenance, and cash flow — each agent owns their domain, 24/7.

Our Vision

Expanding Ownership Across a 2.2M Driver TAM

The U.S. heavy and tractor-trailer driver TAM is 2.2 million jobs. Today’s independent owner-operator universe is 922,854 registered operators. Agentic OS gives this market the infrastructure large carriers have had for decades: compliance, dispatch, rate intelligence, factoring, and back-office automation.

Agentic OS changes the math permanently.

1. The Escape

Company drivers and lease-purchase drivers can build a verified Driver Trust Score from real performance data before taking on the risk of ownership.

2. The Partnership

We match high-scoring drivers with Peer-to-Peer Asset Investors who fund the truck. A clean 50/50 profit split. Fair, transparent interest rates. True ownership equity.

3. The Execution

The AgaaS (Agentic as a Service) platform handles everything Mega Carriers used to do: dispatching, AMM-automated pricing, factoring, and compliance — fully autonomously.

We are building the infrastructure for today’s independent owner-operators and the next generation of heavy-truck drivers becoming business owners.

The Supreme Court Changed Trucking. Your Safety Passport Is Your New Business License.

The Supreme Court Ruled 9-0.We Built the Shield.

Prove You Are Safe. Win Premium Loads.

Document Your Due-Diligence. Stop Negligence Lawsuits.

AI Safety Passport

The 12 Court-Evaluated Vetting Criteria

1. FMCSA Authority

2. Safety Rating

3. CSA/BASICs Percentiles

4. Out-of-Service Rates

5. CDL & Medical Cards

6. Clearinghouse Queries

7. Active Insurance

8. HOS & ELD Telemetry

9. Maintenance History

10. Daily DVIR Logs

11. State Permits

12. Reputation Scores

Continuous 24/7 Monitoring. Zero Exposure.

Insurance Companies Are Pulling Out of Trucking.

The Owner Operator AICaptive Group Insurance

Every Link in the Supply Chain Is Now Exposed.

The Load Drought Is Coming

One Lawsuit Can End Your Brokerage

Your Supply Chain Is Now a Liability

Elite Operating & Vetting Tiers. Locked for Life.

Humanic SaaS

CoPilot AgaaS

AutoPilot AgaaS

Broker & Shipper Suite

Your Price is Locked for Life

Your Safety Record Should Lower Your Premium

How Self-Insurance Works

$500/mo Cap — Period

AI Risk Scoring

Group Captive Model

FMCSA Compliant

Insurance Cost Comparison

Full Coverage Included:

One Card. Discounts on Everything.

Fleet-Level Pricing. Solo Operator Freedom.

Save $3,000–$9,000/yr on Diesel

Maintenance & Repair Discounts

Parts, Tires & Supplies

Smart Expense Tracking

Home Every Night. Not Every Other Week.

How the Relay Network Works

Drive Out, Swap, Drive Home

AI Matches Relay Partners

Safety-Qualified Drivers Only

Maintenance-Verified Equipment

Traditional vs. Relay Network

How a Relay Run Works

1. Accept Load

2. Drive Your Leg

3. Swap Trailers

4. Home by Dinner

Relay Qualification Standards

Driver Requirements

Equipment Requirements

From Manual to Full Agent Autonomy

Manual

Data Display

AI Assists

AI Suggests

AI Acts

Agents Manage Everything

Run Your Business Like a Business

Expanding Ownership Across a 2.2M Driver TAM

1. The Escape

2. The Partnership

3. The Execution

The Supreme Court Changed Trucking.
Your Safety Passport Is Your New Business License.

The Supreme Court Ruled 9-0.
We Built the Shield.

Prove You Are Safe.
Win Premium Loads.

Document Your Due-Diligence.
Stop Negligence Lawsuits.

The 12 Court-Evaluated
Vetting Criteria

Continuous 24/7 Monitoring.
Zero Exposure.

The Owner Operator AI
Captive Group Insurance