Fundraising Now � Pre-Seed Round

The AI Operating System
for American Trucking

340,000+ owner-operators spend $52-112K/year on dispatchers, brokers, and back-office. We replace all of them with AI. One platform. Zero middlemen.

$940B U.S. Trucking Market
340K+ Target Owner-Operators
5 Revenue Streams
40+ AI Features Built

Why Now

Three irreversible forces are converging to create a once-in-a-generation opportunity in freight technology.

01

AI Is Finally Ready

LLMs, computer vision, and predictive analytics have reached the maturity needed to automate complex, multi-step business operations � not just chatbots, but full-stack business management for truckers.

02

Brokers Extract $40B+ Annually

Freight brokers take 15-25% of every load. That's $40B+ extracted from drivers every year. AI matching eliminates the broker, returning that margin to the people who actually move freight.

03

Driver Shortage Creates Urgency

80,000+ driver shortage and growing. Owner-operators need better tools, better pay, and better business support to stay independent. The ones without technology will be absorbed by mega carriers.

A $940 Billion Market

The U.S. trucking industry is massive, fragmented, and desperately underserved by technology.

$940B
Total Addressable Market
U.S. trucking industry annual revenue
$34B
Serviceable Addressable Market
Owner-operator segment (business tools, loads, factoring)
$2.1B
Serviceable Obtainable Market
Realistic 5-year capture with current product

Why Owner-Operators?

340,000+ independent operators

Each spending $52-112K/year on services we replace with AI

No loyalty to existing tools

Load boards are hated. Brokers are resented. Drivers switch the moment something better arrives.

Mobile-first, underserved by tech

Most trucking software is desktop-era legacy. These drivers live on their phones � they're ready for mobile-AI.

3.5M company drivers = expansion pipeline

Our Company Drivers Program converts the best company drivers into owner-operators � an entirely new customer funnel.

Built, Not Pitched

We didn't raise money to build a pitch deck. We built 40+ AI features across a complete engineering roadmap. The product is real.

40+
AI Features
Across load management, finance, compliance, and fleet ops
35
Active AI Tools
Autonomous agents handling real business operations
5
Revenue Streams
Subscriptions, marketplace, factoring, investments, data
22
Integrated Services
Load boards, payments, routing, compliance, and more

AI Load Management

  • Multi-board aggregation (DAT, FMCSA, Trucker Path)
  • Automated rate calculation � driver sets the price, not the broker
  • Shipper Direct: EDI portal, no broker needed
  • Smart deadhead reduction up to 40%

AI Financial Engine

  • Crowd Factoring: peer-to-peer invoice funding at 8-15% APY
  • AI bookkeeping (zero-touch invoicing & expense tracking)
  • Automated IFTA filing and quarterly compliance
  • Real-time P&L, cash flow forecasting

AI Fleet Intelligence

  • Predictive maintenance � prevents $10K+ breakdowns
  • Fuel optimization � saves $2-5K/year per truck
  • Compliance watchdog (DOT readiness, HOS tracking)
  • Document management (BOLs, PODs, insurance, permits)

Company Drivers Pipeline

  • 12-month data collection ($10/mo) = quality filter
  • Driver Trust Score (0-100) � quantified reliability
  • Investor/Driver marketplace for fleet investment
  • 50/50 partnership model with AI-run operations

5 Revenue Streams

Diversified, compounding revenue with strong unit economics and natural upsell from every customer segment.

Core SaaS

Platform Subscriptions

AI OG Operator $100 /mo locked for life
Regular Plan $499 /month

Post-pay billing (earn first, pay later). Regular plan at $5,988/yr delivers 8-18x ROI to drivers.

Shipper Network

Direct Shipper Portal

Shipper Access Subscription based
Platform Fee $0 to either side

OO AI builds and grows a direct shipper network. Drivers access it through their subscription — no per-load fees. Shippers save vs. brokers by booking direct.

Fintech

Crowd Factoring Marketplace

Platform Fee $0 to either side
Factor Partner Returns ~12% APY

Blind marketplace — OO posts max rate willing to pay, factor posts min rate to accept, supply and demand matches them. Platform facilitates and earns from subscriptions only.

Pipeline

Company Drivers Program

Prospect Phase $10 /month
Partnered Phase $499 /month

50K+ company drivers at $10/mo = $500K+/mo. Each one that qualifies converts to a $499/mo Regular plan subscriber.

Fleet Investment

Truck Investment Marketplace

Investor ROI ~33% annually
Platform Facilitation % match fee

Investors buy new trucks. Drivers operate. AI runs the business. 50/50 profit split. Platform earns facilitation and management fees.

Unit Economics � Per Owner-Operator

Annual Revenue (Regular) $5,988
Marginal Cost to Serve ~$120
Gross Margin per User 98%
LTV (3-year avg.) $17,964
Target CAC ~$250
LTV / CAC Ratio 72x

Why We Win

Deep defensibility across technology, data, and network effects.

AI-Native Architecture

Not bolted-on AI. Every feature is built AI-first � from load pricing to maintenance prediction to financial compliance. Legacy tools can't retrofit this.

Data Network Effects

More drivers = better rate predictions. More loads = better matching. More financial data = better factoring risk models. Every user makes the AI smarter for everyone.

Multi-Sided Marketplace

Drivers + shippers + factors + company drivers + investors = 5-sided marketplace. Once critical mass is hit, switching costs become enormous.

Pricing Power

"Every business sets its own prices except truckers. We fix that." AI-automated pricing is a paradigm shift. First mover with non-negotiable, cost-based rates.

Founder Lock-In

Founders lock in $100/month for life. Early adopters get perpetual value at an unbeatable rate � they'll never leave. And they'll tell every trucker friend about it.

Company Drivers Funnel

3.5M company drivers want to be owner-operators. We're the only platform providing a structured, data-verified, investor-backed pipeline to get them there.

Feature Comparison

Feature Owner Operator AI DAT / Truckstop Uber Freight Traditional Broker
AI Load Matching Full AI Manual search Partial Phone calls
Driver Sets Price AI-calculated Broker sets rate Uber sets rate Broker sets rate
Invoicing & Bookkeeping Automated Not included Basic Not included
Invoice Factoring Crowd (8-15% APY) 3rd party Quick pay (fees) 3-5% fee
IFTA & Compliance Auto-filed Not included Not included Not included
Predictive Maintenance AI alerts None None None
Company Driver Pipeline Built-in None None None
Hidden Fees on Loads Zero — subscription only $39-149/mo + broker fee 15-25% per load 15-25% per load

Built by Operators

Domain expertise in trucking logistics, AI/ML engineering, and fintech product development.

Founding Team

CEO / CTO

Full-stack engineering leadership with deep domain expertise in freight technology, AI systems, and enterprise SaaS. Built the entire 40+ feature platform from architecture through production deployment.

AI & Engineering

Core Team

Full engineering execution spanning load AI, financial automation, compliance systems, predictive maintenance, and the Company Drivers pipeline � all production-ready.

Trucking Advisory

Domain Experts

Active owner-operators and fleet managers who helped shape every feature. Real drivers testing real loads � not consultants reading reports.

Path to $100M ARR

Conservative projections based on known market size and product-market fit signals.

Year 1
$1.2M ARR

1,000 Founders ($1.2M/yr) + 200 Regular ($1.2M)

+ 5,000 Company Driver prospects ($600K)

Year 2
$8M ARR

1,200 Regular users + Shipper direct network launches

Crowd factoring marketplace + Company Driver conversions scaling

Year 3
$32M ARR

5,000+ Regular users + marketplace flywheel

Crowd factoring + Company Driver conversions

Year 5
$100M+ ARR

15,000+ Regular users + full marketplace

Fleet investment platform + data licensing

Pre-Seed Round

We're raising to accelerate go-to-market, launch the shipper EDI portal, and build out the Company Drivers investor marketplace.

Use of Funds
Engineering & AI
40%
Go-to-Market / Sales
30%
Operations & Legal
15%
Reserve
15%

investors@owneroperator.ai

Anti-Fraud is a Structural Moat

Trucking fraud costs the industry $800M+ annually. Our 3-layer defense architecture isn't just a product feature — it's a competitive advantage and liability shield that no incumbent broker can match.

3-Layer Defense Architecture

Identity → Operations → Transactions

Layer 1 locks identity at onboarding (CDL + FMCSA + liveness). Layer 2 monitors operations continuously (ELD GPS + behavioral AI). Layer 3 protects every transaction (AI invoice verification + single-ledger factoring). Each layer eliminates an entire fraud category most carriers ignore.

Trust Score as Network Value

Proprietary carrier reputation data

Our Trust Score system creates a proprietary, compounding data asset. As more carriers, shippers, and partners transact on the platform, the data becomes richer and harder to replicate. High Trust Score carriers command better rates and preferred load access — a built-in behavioral flywheel.

Liability Protection for the Platform

Proactive compliance, not reactive

By making fraud structurally impossible — not just contractually prohibited — we significantly reduce platform liability exposure. Our CDL-first onboarding and real-time compliance monitoring create an auditable trust chain that protects the company and its capital partners.

View Full Anti-Fraud Architecture